Payments & Financing
RESIDENTIAL HVAC, PLUMBING AND ELECTRICAL FINANCING
GEM offers a variety of special financing options to suit your needs. Call now to speak with a Home Comfort Advisor to learn more about financing for qualified applicants.
Special Finance Offers
Financing Disclosures
12 or 18-Month No Interest, With Payments: Financing offers a 12 or 18-month deferred interest feature (the “promotional period”) on your purchase (at an APR of 17.99%). Finance charges will accrue on your account during the promotional period, as set forth in your Truth in Lending Disclosures, but your monthly payment during the promotional period will go entirely to the principal balance. You will not have to pay the accrued finance charges until after the promotional period has ended. If you repay your purchase in full before the end of the promotional period you will not have to pay the accrued finance charges. However, if during the promotional period any scheduled monthly payment is received from you more than 30 days after the date the payment is due, then the promotional period ends, and you will be responsible for paying the finance charges that have accrued during the promotional period as set forth in the Truth in Lending Disclosures. You may also prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply.
No Interest, No Payments: Financing offers a no payment – no interest feature (during the “promotional period”) on your purchase at an APR of 17.99%. No finance charges will accrue on your account during the promotional period, as set forth in your Truth in Lending Disclosures, and you will not have to pay a monthly payment until the promotional period has ended. If you repay your purchase in full before the end of the promotional period you will not have to pay any finance charges. You may also prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply once the promotional period has ended.
Payment Factor
Example 150 PF: Financing available to well qualified buyers on approved credit at an APR of 9.99% for 97 months, with an estimated monthly payment of 1.5% of your purchase amount. You may prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply. See your Truth in Lending Disclosures for more information.
Equal Pay No Interest: Financing available to well qualified buyers on approved credit at a 17.99% APR for XX months, with equal monthly payments. You may prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply. See your Truth in Lending Disclosures for more information.